10 Best Ways To Send Money From USA to Kenya

In this post, we are going to look at some of the best ways you can send money from the USA to Kenya in a secure, cheap and more convenient way. There are many channels that have been offering these services for a while and have built a good reputation among their customers. Some are even simple applications, you don’t have to go to banks and stuff…everything is done with the touch of a button! You can receive the funds that have been wired from your loved one or a client in the USA either via Mpesa or the most common way which is the bank.

Without further ado, here are 10 best ways you can use to send money from the USA to Kenya as of 2020.

1. World Remit

This is one of the most trusted, fastest and most convenient ways of sending money to Kenya from the USA. Recipients can receive money in their bank accounts or through their Mpesa and withdraw in less than 24 hours. It’s easy and secure to send money online with WorldRemit. Best of all, once your transfer is completed you and your recipient will be alerted by either SMS or email – giving you peace of mind that your funds have been delivered safely.


2. Skrill

With a free setup, low transaction fee which varies according to the amount withdrawn, and a setup that only requires an email. It takes up to 3 hours for transactions from the USA to be facilitated when using Skrill
The user, for example here in Kenya just needs to connect the Skrill account to his/her Mpesa or Bank account and he is good to go.


3. Wave Money Transfer APP

This is one of the world’s leading money transfer to East Africa from USA with no fees. All you need is just to enter your recipient, choose how much money you want to transfer and press ‘Next.’ Your recipient in Kenya will receive the money on their mobile instantly!

They also offer real-time updates on the status of your transfer.


4. Western Union

This is one of the oldest international money transfer company and has served for over a century. There are many different ways you can send money with Western Union: online, in-person, by phone or on their mobile app. All you need is to register for a free account then use a wide variety of services to complete your transactions. You can send money with your bank account or a credit or debit card that allows you to send money to another bank account in Kenya.

They usually send you a confirmation e-mail or a tracking number, so you can make sure your money is getting where it needs to go.


5. Payoneer

Payoneer is one of the quickest and reliable ways to receive and send payments all over the world. Kenyans in the USA can sign up with Payoneer and start using the service.To open an account with  Payoneer,  you must be at least 18years old, have your National identifications i.e National ID, Driving license, Passport and bank details of one of your bank accounts.

Once Payoneer has approved your application, you can immediately start sending cash to Kenya. You can also bill your clients directly and send payment requests with their Billing Service.


6.  Xoom

This is a PayPal Service that allows users to do digital money transfer from the USA to Kenya and other countries in minutes. All you need is to download their app then sign up and start sending money to your loved ones in Kenya in a more secure and convenient way.

You can also pay utility bills for family and friends back home and reload their prepaid phones instantly right from your phone.  Xoom sends instant SMS updates on your phone to track your transaction.


7. Moneygram

With more than 2000 MoneyGram agent locations across Kenya, sending and receiving money via this service can be way easy. Recipients can receive the cash in Kenya via Mpesa or pick it at the MoneyGram locations.
Why should you use MoneyGram?

It is a fast, safe, easy, reliable and convenient way to send or receive money in minutes around the world.

How to send money using MoneyGram

Four simple steps to make sure your money gets where it’s needed:

  1. Visit a MoneyGram agent with some identification, e.g. a passport and fill in a short simple form.
  2. Pay the amount of money you want to send plus the MoneyGram service fee.
  3. You will be given a MoneyGram reference number.
  4. Contact the person receiving the money and give them this number.

What does the receiver in Kenya require to have to receive money via MoneyGram?

  1. Request the money transfer reference number from the sender.
  2. Visit a MoneyGram branch with the acceptable identification.
  3. Provide the reference number and complete a simple form.
  4. You will be Issued with the money


8. Transfast

They have been in the business for the past 25 years.Transfast allows direct transactions to many banks in Kenya like Barclays, Chase bank, DTB, Ecobank, Standard Chartered among others.They also allow transactions through Mpesa. Their low rates make them a force to reckon with.

9.  Useremit

This another convenient and affordable way to send money to your loved ones from the USA. Their service is instant and provides notifications to both senders and recipients for easy tracking of the process. They also allow Mpesa other than bank accounts.


10. RIA Money Transfer

RIA is fast, safe and secure way to send or receive money. It allows funds to be received directly to the recipient’s back account as specified by the sender. It also allows use of Mpesa.

Steps to send money to Kenya from USA

  1. Register for an account with a provider, supplying your name, address, contact details, proof of ID and information about your selected payment method.
  2. Supply your recipient’s name, contact information and bank account details as required.
  3. Enter the amount of your transfer and complete the transaction.
  4. Keep track of any receipt you receive so you can monitor the progress of your transfer.


Victor Matara

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