The National bank of Kenya is one of the largest banks in the country giving financial services to all sectors of the economy. Such services include corporate banking which involves custodial services, account relationship management, insurance and mortgage.
Under the business banking, there is working capital, trade finance, investments, treasury services as well as financing solutions. Lastly, there is personal banking which involves SME banking, NatMobile, investments in addition to card options like debit and credit cards.
Below, we shall highlight the credit card options offered by the bank.
1.Visa platinum
The card requires no joining fees and supplementary fees but attracts annual fees of Kes 8,000 at a monthly interest rate of 2.75% with an interest period of up to 50 days.
Requirements:
For National Bank Customers, one requires a Copy of National ID/ valid passport for non-Kenyans and latest 3 months pay slips.
For Non-Customers, one will require a duly filled application form, 1 passport size photo, copy of National ID/ valid passport for non-Kenyans and latest 3-month payslips and also certified bank statement.
Application Process
To apply for the card, one must be a Kenyan of 18 years and above. They should earn a regular monthly income with a minimum of Kshs 200,000 net per month.
They should also have held an account with National Bank for over 6months.
2.Visa Gold
Features
The card requires no charges to join but attracts annual fees of Kes 4,000 and Supplementary fee of Kshs 1,000 per supplementary card on the account at a monthly interest rate of 3%
Requirements
For National Bank Customers, one requires a Copy of National ID/ valid passport for non-Kenyans and latest 3 months pay slips.
For Non-Customers, one will require a duly filled application form, 1 passport size photo, copy of National ID/ valid passport for non-Kenyans and latest 3-month payslips and also certified bank statement.
Application process
To apply for the card, one must be a Kenyan of 18 years and above. They should earn a regular monthly income with a minimum of Kshs 100,000 net per month.
They should also have held an account with National Bank for over 6months.
3.Visa Classic
Features
The card is free to join but has an annual fee of Ksh 1,500, supplementary fee of Kshs 500 and attracts a monthly interest rate of 3.25%
Application process:
To apply for the card, one must be a Kenyan of 18 years and above. They should earn a regular monthly income with a minimum of Kshs 34,000 net per month.
They should also have held an account with National Bank for over 6months.
Requirements
For National Bank Customers, one requires a Copy of National ID/ valid passport for non-Kenyans and latest 3 months pay slips.
For Non-Customers, one will require a duly filled application form, 1 passport size photo, copy of National ID/ valid passport for non-Kenyans and latest 3-month payslips and also certified bank statement.