Credit Card Options Offered By Spire Bank

The bank established as a Finance Company in 1983, Equatorial Commercial Bank Limited (ECB) commenced operations as a fully-fledged commercial bank in 1995.

In June 2010 Equatorial Commercial Bank merged with Southern Credit Banking Corporation, creating a new enlarged bank under the Equatorial Commercial Bank brand. The merger gave ECB critical mass to further develop & grow in a dynamic & competitive market place. In 2016 ECB rebranded to Spire Bank.

With a diverse client base, Spire provides a comprehensive package of financial services and products, tailored to suit clients’ requirements, while keeping procedures simple and rates competitive.

Among the products offered include senator cards which opens one up to a world of the things they cherish the most designed for upcoming professionals and executives who yearn prestige.

The cards offers convenience both at home and abroad, transactions can be made 24 hours a day in over 200 countries, at over 30 million outlets, and 800 million ATMs worldwide that display either the Visa or MasterCard logos with no worries about changing currencies.

The card offers the choice to settle the bills in minimum amounts or in full with up to 50 days interest free credit, when you sign up for any of the senator cards.

Cash withdrawals can be made at Spire Bank Branches and ATMs or any ATM displaying the Kenswitch, Visa or MasterCard logo, in case of theft, one enjoys zero liability on charges arising after report on card loss.

The card statement helps one monitor expenditure, manage finances and save money through a comprehensive record of one’s spending and location. There is also free SMS and email alerts to help expenses as well as email statements give you the peace of mind of knowing your bill well in advance.

For Individuals, one requires a duly completed application form, copy of id/passport, certified bank statements for the last 3 months, copy of pin certificate and a recent pay slip for the last 3 months.

For the self employed, one requires a duly completed application form, last 6 months certified bank statements, copy of pin certificate, business license, copy of registration certificate and a copy of utility bills.

For corporates, duly completed & signed credit card application form, a certified copy of national id/passport, certified bank statements for the last 6 months, copy of pin certificate for company, directors and applicant, copy of utility bills of the company, recent passport size photo of applicant, latest annual returns, certificate of registration, corporate guarantee letter signed by 2 directors, memorandum and articles of association plus board resolution signed by 2 directors to support the corporate guarantee

Spire Bank Contacts

Mwalimu Towers, Hill Lane, Upper Hill
P.O. Box 52467 – 00200, Nairobi
Phone: +254(20) 4981777
Phone: 0703 047777
Web Site:

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