This is a guide on how to apply for COMESA yellow card insurance. The COMESA yellow card is a third-party motor vehicle insurance scheme that facilitates the smooth movement of motor vehicles, people and goods within the COMESA region.
It protects one from 3rd party risks that may arise while within the COMESA region. It is basically an extension of the normal or primary motor vehicle insurance cover. It has a standard look for the purpose of uniformity.
The yellow card is only valid in select COMESA countries. It is however not applicable in the country of origin of the holder of the card.
Most of the countries within the COMESA region have made it mandatory for vehicles to have a 3rd party insurance cover.
You will always be required to produce the yellow card when travelling within the countries, alongside other important documents such as a valid driving license, and passport. The countries where the yellow card is operational include;
What the COMESA Yellow Card covers
It covers medical expenses and 3rd party liabilities for passengers and the driver in case of an accident that leads to injuries.
How to Get the COMESA Yellow Card Insurance
The yellow card is issued by the same insurance company that provided the normal or primary insurance cover. Its validity depends on the time period that the primary cover is valid.
Currently, more than 100 insurance companies within the COMESA region have operationalised the yellow card scheme. They issue the yellow card to their respective clients based on the policy that they have.
The cost of COMESA yellow card insurance depends on the number of passengers travelling and the duration of the trip to be taken.
Recently, COMESA launched a digital yellow card mobile app to provide real-time and quick information to all relevant stakeholders. The app can be downloaded from Google play store or Apple App Store .