KCB PesaLink Charges

This article highlights the Kenya Commercial Bank (KCB) PesaLink charges as of 2021. PesaLink allows you to receive money into your KCB Bank account instantly from another bank on a real-time basis. The service also allows you to send money directly from your KCB Bank account to any local bank account instantly from as low as Ksh 10 to as high as Ksh 999,999.

How to Register on PesaLink 

1. Dial *522# enter your mobile banking PIN

2. Select Cash Transfers

3. Select PesaLink and proceed to Register.

4. Confirm your account to be linked to your mobile number. By default, the mobile number linked will be your mobile banking registered number.

5. You will receive an SMS from PesaLink confirming successful registration.

6. Once you link your KCB Bank account(s) to PesaLink, you will be able to access PesaLink services via:

  • KCB Mobile banking- Via USSD *522# and via the KCB App
  • KCB Internet Banking
  • KCB ATMs
  • KCB Branches countrywide
  • KCB Bank Agents

How to receive money to your KCB Bank account using PesaLink

  1. The sender should be registered with PesaLink.
  2. Request the sender to send money to your KCB Bank account and the money will be deposited in real-time.

How to send money to an account in another bank using PesaLink

  • Via USSD
  1. Dial *522#
  2. Select Cash Transfers
  3. Select PesaLink
  4. Select Pay a Person
  5. Choose either Pay to a Phone, an Account or a Card
  6. Select the KCB account to pay from
  7. Select the batch where the beneficiary bank falls (based on the bank’s first letter)
  8. Select the beneficiary bank receiving the money
  9. Enter the Beneficiary Account to pay
  10. Enter the amount and submit the transaction
  11. Enter payment description (i.e. Reason for the payment)
  12. Confirm the payment

You will receive 2 SMS’s, one from KCB and another one from PESALINK confirming the transaction.

  • Via the KCB App
  1. Open your KCB App.
  2. Select Cash Transfers
  3. Select Send to Other Bank or Mobile
  4. Search and select the beneficiary bank where the receiver’s account is domiciled.
  5. Enter the recipient account number, recipient account name, amount & submit.
  6. Enter the mobi PIN and confirm.

You will receive 2 SMS’s, one from KCB and another one from PESALINK confirming the transaction.

KCB PesaLink Charges

Amount Transfer Fees
10 – 1,000 0.00
1,001 – 5,000 36.00
5,001 – 10,000 48.00
10,001 – 50,000 63.25
50,001- 100,000 96.00
100,001 – 200,000 120.00
200,001 – 999,999 240.00

Kenya Commercial Bank (KCB) Contacts

Phone: +254711087000, +254732187000, +254202287001

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