List Of Best Title Deed Loan Providers In Kenya

This is a list of the best title deed loan providers in Kenya. These are lenders who provide loans to clients with the title deed used as security/collateral. In most cases, the loan offered covers up to 50% of the value of the land.

In no particular order, here is a list of the best title deed loans providers in Kenya

1. Mwananchi Credit

Mwananchi Credit is a financial institution that specialises in lending products for SMEs and individuals. It offers fast title deed loans with a low APR of 20%. The repayment period is 3-12 months.

The institution has several branches in Nairobi, Mombasa, Eldoret, Thika, Kitengela and Kisumu.


  • Original and copy of the title deed.
  • Property valuation and search.
  • KRA PIN.
  • National ID.
  • Legal charge over the property.
  • Spousal consent.
  • 6 months bank statement.
  • Cheque book.

Contact: 0709 147 010.

2. Jijenge Credit

Jijenge Credit is a non-deposit-taking micro-lending institution that offers financing for business or personal expense secured by your title deed. Loan tenure is up to 24 months.


  • Original and 2 copies of title deed.
  • Original and 2 copies of ID.
  • 2 coloured passport-size photos.
  • 6 months bank and Mpesa statements.

Location: Nairobi Town House, 6th Floor, Suite 605, Kaunda Street.

Contact: 0722 843 770.

3. Maendeleo Capital

Maendeleo Capital is a non-deposit-taking microfinance lending institution. It offers title deed loans perfect to fulfil your personal demands conveniently. You can borrow up to Kshs 500,000 on title deeds in 24 hours.


  • Original title deed and a copy.
  • Copy of ID, 2 passport photos and KRA PIN.
  • A chequebook account.
  • 6 months bank statement.
  • Land valuation report.
  • Utility bill or rental house receipt.

Location: Applewood Adams, Ngong Road.

Contact: 0745 560 008.

4. Citizens Credit

Citizens Credit offers title deed loans to individuals or SMEs in need of working capital to finance their businesses in order to take advantage of emerging business opportunities.


  • Copy of the title deed.
  • Valuation report of the property.
  • Legal charge over the property.

Location: 11th Floor, Finance House, Loita Street, Nairobi.

Contact: 0722 646 687.

5. Atlantis Finance

Atlantis Finance is a non-deposit-taking microfinance lending institution headquartered in Nairobi with branches in Mombasa, Nakuru and Kisumu.

It offers title deed loans secured with a land title deed or a title of lease as the case may be. The loans don’t exceed 50% of the value of the property and in any case, don’t exceed Kshs 2 million shillings.


  • Personal or business bank statement for the last 6 months.
  • Original title deed.
  • Duly signed spousal consent form.
  • Land search done by Atlantis advocates.
  • Valuation is done by Atlantis-approved valuers.
  • Duly filled application form.
  • PIN certificate of application.

Contact: 0701 746 656.

6. Finezza Capital

Finezza Capital offers low-rate title deed loans only against mortgage-able title deeds. The loan offered ranges between Kshs 100,000- 500,000. This can be extended to a maximum of Kshs 8,000,000 on a special arrangement.


  • 6 months personal bank statement.
  • The interest rate of 5% per month fixed over a 12 months period.
  • Original and 2 copies of title deed.
  • National ID.

Location: Marsabit Plaza, Ngong Road.

Contact: 0721 482 852.

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Zack Abuyeka

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