This article focuses on Dhabiti Sacco branches in Kenya. Dhabiti Sacco is licensed by the Sacco Societies Regulatory Authority with the current license number SS/0096/16, which authorises the Sacco to collect deposits from members and disburse loans to them within the regulator’s prudential guidelines.
Becoming a member requires one to have an entrance fee of Kshs 500, membership shares of Kshs 1,000 and maintain an active account.
Dhabiti Sacco Products
FOSA Products
1. Savings Account
- Free opening balance for members with a regular monthly pay.
- Minimum operating balance of Kshs 500.
- Easy access to credit facility.
- Access to ATM service worldwide in any bank using their visa.
2. Jaza Jaza Account
- Free opening balance.
- Deposit from Kshs 50.
- Minimum operating balance of Kshs 100.
- High returns at the end of every 6 months.
- Easy access to credit facility.
- Guaranteed free financial advice.
3. Toto Dhabiti
- Free opening balance.
- Deposits from the pot every Saturday.
- Free school fees cheques on request.
- High annual returns on savings.
4. School Fees Account
- Free opening balance.
- Minimum deposit of Kshs 500.
- Free school fees cheques on request.
5. Fixed Deposit Account
- Amount ranging from Kshs 10,000 to infinity.
- Period of 3,6,9,12 months and above.
6. Business Account
- Free opening balance.
- Minimum operating balance of Kshs 1,000.
7. Salary Advance
- Salary advance 1,3,6 and 9 months.
- Active savings account.
- Copy of previous month’s payslip and ID card.
- No guarantor.
- Instant facility for amounts less than Kshs 50,000.
8. Crop Advance
- Active savings account.
- Copy of previous month’s production or payslip and ID.
9. Biashara, Personal & Group Loans
Biashara plus maximum 60 months
- Active school/college savings account with the sacco.
- Institute registration certificate.
- Introduction letter from the institution.
- Ownership for the plot where the college or school is built.
Personal loans maximum 72 months
- Active savings account.
- Copy of last 3 payslips.
- At least 3 guarantors.
- Attachment of employee benefit to the Sacco.
Group loans
- Active group savings account.
- Individual savings account.
- Minutes of the group on the approved members.
10. Tank/ Medical/ Pikipiki Loan
Tank loans
- Active savings account.
Medical loans
- Active savings account.
- Copy of ID card.
- Letter/ invoice from hospital.
- Instant facility for amounts less than 30,000 if qualified.
Pikipiki loans
- Active savings account.
- Copy of business proposal.
- At least 2 guarantors.
List of Dhabiti Sacco Branches in Kenya
1. Head Office
Location: Dhabiti Building, Along Maua-Mikinduri Route.
Contact: 0701 911 765.
Email: info@dhabitisacco.co.ke.
2. Maua Branch
Contact: 0729 592 515.
3. Mikinduri Branch
Contact: 0729 592 750.
4. Laare Branch
Contact: 0729 594 486.
5. Kianjai Branch
Contact: 0729 592 194.
6. Muthara Branch
Contact: 0729 594 123.
7. Athi Satellite
Contact: 0740 421 104.
8. Michii Mituro Satellite
Contact: 0799 455 930.
Even More:
- List Of Best Saccos To Join In Kenya
- List of Largest Deposit-Taking Saccos In Kenya By Asset Base
- List of All Licensed SACCOs In Kenya
