List of Jubilee Insurance Products and Branches in Kenya

This is a list of products offered by Jubilee Insurance and its branches in Kenya. It is one of the 56 licensed insurance companies in Kenya by the Insurance Regulatory Authority. The company was incorporated in Kenya in 1937 and is currently the largest Composite Insurer in East Africa with over 450,000 clients.

Jubilee Life Insurance Products

The products are designed to cater for personal and business solutions.

Jubilee Personal Life Insurance Products

1. Education Plan Policy

This policy is designed as a savings tool to provide an amount of money for your child’s education.

2. Investment Plan (Fanaka) Policy

This is a life insurance plan that offers you multiple avenues to save and grow your money.

3. Baada ya Campo Policy

This is a life insurance policy tailored to enable a University or College student to build a fund over a period of 4 to 6 years depending on the duration of the course.

4. Anticipated Endowment Plan Policy
This is an endowment policy with guaranteed cash payments payable to the policy owner at regular intervals during the term of the policy.
5. Joint Maxlife Plan Policy
This policy allows protection of two individuals, with the full value of the policy being paid once at the time of either life’s death.
6. Whole Life Policy 
This is a life assurance that a customer pays throughout their life and that pays out when the customer passes on.
7. Family Shield Cover

This is a plan designed to pay for the costs associated with the loved one’s death.

8. Single-Premium Immediate Annuity
This is a contract with Jubilee Insurance whereby you pay them a sum of money upfront and they pay you a certain amount of money periodically for the rest of your life.
9. Personal Pension Plan
This is a long-term investment that aims to help you build up a pot of money that you can use for your retirement.
Jubilee Business Life Insurance Products
1. Group Last Expense Cover
This cover offers peace of mind to the family by providing for the payment of fixed amounts on the untimely demise of any member of the scheme.
2. Group Life Policy
This insurance cover pays a lump sum in the event that a member of the scheme dies while in service of the employer or to a member of a covered affinity group. This policy covers an entire group of people.
3. Group Mortgage Protection Cover
This cover guarantees your loved ones funds that they can use to help with mortgage payments in the event of your death.
4. Credit Life Assurance
This cover pays off a borrower’s debt if the borrower dies.
5. Group Retirement Benefit Plans
This is a collection of personal pension plans usually provided by employers for their employees.
6. Occupational Retirement Benefit Scheme
This policy offers fund Management for contribution schemes.  The amount of contribution by both employer and employee are determined at the start of the scheme. At the time of retirement, the overall benefit is determined by the total amount of contributions and the accrued interest earned on the contributions.
7. Jubilee Umbrella Scheme
Umbrella schemes allow multiple, unrelated employers to participate in a single pension scheme. Under this policy, Jubilee Insurance eases compliance and scheme set up costs. They also undertake the scheme administration.
Jubilee General Insurance Products
Jubilee Personal General Insurance Products
1. Personal Accident Policy
This is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external, and visible events.
2. Motor Insurance
This is insurance for a motor vehicle such as a car, which provides protection against loss in the event of an accident, theft, etc.
  • Third-party Fire & Theft- covers theft, fire, third party bodily injury, and property damage.
  • Comprehensive: Covers third-party liability and property damage to the vehicle i.e. damage arising out of the fire, theft, and accidental damage to the vehicle.

3. Home Insurance ( Domestic package)

It provides protection to your house plus possessions.

4. Travel Insurance 

This plan not only protects you in case of unforeseen like theft, loss of baggage but also benefits if there is an unexpected delay or cancellation of the trip.
Jubilee Busines General Insurance Products
1. Fidelity Guarantee Policy
This policy protects a business from financial losses in the event of a breach of trust by an employee.
2. Group Personal Accident
It provides compensation to your employees in the event of injuries, disability or death caused solely by accidental, external, and visible events.
3. Crop Insurance
It protects a farmer against the loss of their crops due to natural disasters, such as hail, drought, floods, uncontrollable pests, and theft.
4. Livestock Insurance
This policy provides coverage for losses due to the death or injury of one’s livestock. It generally covers accidents, acts of God, theft, etc.
5. Professional Indemnity
This cover is designed for professionals who provide advice or service to their customers. It cushions professionals who become legally liable as a direct result of any negligent act, error or omission made by an individual during the performance of his duties as a professional.

This is a combination of the workmen injury benefit act (WIBA) and Group Personal Accident (GPA) covers. It provides cover for your employees should they require medical assistance or are unable to work as a result of a workplace incident.

7. All Risk Insurance

This policy covers any peril, as long as the contract does not specifically exclude it from coverage.

8. Marine Hull & Cargo Insurance

It covers the loss or damage of ships, cargo, terminals, and any transport by which the property is transferred, acquired, or held between the points of origin and the final destination.

By the way, Jubilee Insurance is the largest marine insurer in East Africa.


Jubilee Health Insurance Products

Currently, the Jubilee Insurance group is the largest medical insurance underwriter in East Africa.

a) Personal products 

1. J-inue

This is an all-inclusive, affordable medical insurance product for individuals and families that is available online. To access the product, click Buy now or dial *643*5#, and enjoy comprehensive cover immediately.

2. J Care  Individual/Family Health Cover

This product is designed to cover individuals and families. With access to a network of over 200 medical providers around the country, JCARE medical insurance gives you the flexibility to choose where and how you receive treatment.


  • Adults between the age of 18 years and 60 years.
  • Children between the age of 1 month and 17 years

Key Benefits

1. 5 Levels of Comprehensive cover with optional benefits (Maternity, Outpatient, Dental, and Optical).

2. Cover for Pre-Existing, Chronic, Psychiatric, congenital and HIV/AIDS including related conditions

3. Countrywide Provider Network

4. Overseas inpatient referrals covered on credit under-listed hospitals

5. Cover for inpatient dental and optical treatment

6. Post hospitalization benefit

7. Funeral expenses benefit

8. Free Personal Accident benefit for Principle member

9. Direct access to treatment within East Africa

b) Business Products

1. Corporate Health Cover

This cover ensures you cater for the overall employees’ well-being. It covers health needs ranging from doctors consultations, physiotherapy, operating theater fees, diagnostic fees, hospital accommodation, day surgery, ICU charges, drugs, dressings, surgical appliances, pathology, laboratory and ultrasounds, overseas referral, local road & air evacuation.

2. SME Health Cover

It provides your staff with a cover that provides a holistic approach to their health needs ranging from doctors consultations, physiotherapy, operating theatre fees, diagnostic fees, hospital accommodation, Day surgery, ICU and theatre charges, Drugs, dressings, surgical appliances, pathology, laboratory and ultrasounds, overseas referral, Local Road & Air evacuation.
List of Jubilee Insurance Branches in Kenya
1. Jubilee Insurance Head Office 
Location: Jubilee Insurance Centre, Wabera Street
Contacts: 020 328 1000
2. Jubilee Insurance Westlands Branch
Location: Vanguard House, 1st Crossway Road, Chiromo Road
Contact: 020 20 328 1520
3. Jubilee Insurance Capital Centre Branch
Location: Capital Centre Mall, 1st Floor, Mombasa Road
Contact: 020 328 1000
4. Jubilee Insurance Mombasa Branch
Location: Jubilee Insurance House, Moi Avenue
Contact: 020 328 1600
5. Jubilee Insurance Nyeri Branch
Location: Sohan Plaza, Kimathi Way
Contacts: 020 328 1530 / 254 725 645 917
6. Jubilee Insurance Thika Branch
Location: Maisha Heights 3rd Floor, Thika Town
Contacts: 0709901729 / 0702957979
7. Jubilee Insurance Kisii Branch
Location: New Sansora Building, Hospital Road
Contacts: 020 328 1726
8.Jubilee Insurance Eldoret Branch
Location: Imperial Court, Main Nairobi/Uganda Highway
Contacts: 020 328 1510
9. Jubilee Insurance Nakuru Branch
Location: Tower One, Moi Road
Contact : 020 328 1535
10. Jubilee Insurance Bungoma Branch
Location:Hibho Plaza, Moi Avenue
Contacts : 020 328 1515
Victor Matara

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