List of Rafiki Microfinance Bank Loan Products and Branches

This is a list of Rafiki Microfinance Bank branches and the loan products they offer. It is one of the 13 licensed microfinance banks in Kenya that has been in operation since 14th June 2011. Rafiki is the third largest microfinance institution in Kenya with a network of more than 19 branches. The bank’s head office is located at Rafiki House along Biashara Street in Nairobi.

Rafiki Microfinance Bank Loan Products

1. Asset Finance

This product is designed to help businesses purchase movable assets such as commercial motor vehicles, personal vehicles, and motorbikes for bodaboda, tuk-tuks, tractors and other movable assets.
  • Financing up to 90 %
  • Competitive interest rates
  • Flexible collateral requirements
  • Quick loan processing
  • Insurance premium finance

2. Housing Loans

The loan product designed for anyone who wants to own already built houses, land purchase land and house renovations.


  • Assignment of dedicated relationship officer for customized service
  • Construction finance.
  • Flexible collateral requirements.
  • Financing of ready build house up to 90%
  • Flexible loan tenure

3. Business Loans

They are designed to provide small and micro business owners with working capital.


  • Flexible security requirements
  • Flexible loan repayment period
  • Quick loan processing
  • Access to business and financial education.

4. Agri-business Loans

The agri-business loan supports value chain players with cash requirements of farm inputs, assets/equipment, working capital requirements and advances on-farm deliveries.
  • Quick loan processing
  • Flexible collateral for agri-loans
  • Financing for farm expansion that includes; farming equipment and asset acquisition
  • Financing across all agri-value chain (livestock and crops)

List of Rafiki Microfinance Bank Branches

1. Rafiki Microfinance Bank Head Office

Location: Biashara street, Rafiki House, Nairobi

Phone: 0711073000

2. Rafiki Microfinance Bank Tom Mboya Branch

Location: Tom Mboya Street, Nairobi

Phone: 0711 073 613

3. Rafiki Microfinance Bank Westlands Branch

Location: Reliance Centre, Woodvale Grove, Nairobi

Phone: 0711 073 587

4. Rafiki Microfinance Bank Kayole Branch

Location: Embakasi CDF Buiding, Near Family Bank, Spine Road, Nairobi

Phone: 0711 073 461

5. Rafiki Microfinance Bank Ruiru Branch

Location: Rafiki Building, Githungiri Road, Ruiru

Phone: 0711 073 553

6. Rafiki Microfinance Bank Thika Branch

Location: Marks Plaza, Commerce Street, Thika Town

Phone: 0711 073 430

7. Rafiki Microfinance Bank Limuru Branch

Location: Grand View Plaza, Manguo Road, Limuru Town

Phone: 0711 073 670

8. Rafiki Microfinance Bank Mombasa Branch

Location: Pan Africa House, Moi Avenue, Mombasa

Phone: 0711 073 730

9. Rafiki Microfinance Bank Nakuru Branch

Location: Fhaiv Shiv  Building Ground Floor, Opposite Maya Emporium, Kenyatta Avenue

Phone: 0711 073 840

10. Rafiki Microfinance Bank Eldoret Branch

Location: Eldoret Building, Opposite Tuskys Supermarket, Kimalel Street

Phone: 0711 073 808

11. Rafiki Microfinance Bank Kitengela Branch

Location: Kenol Kobil Kitengela Building, Namanga Road, Kitengela

Phone: 0711 073 497

12. Rafiki Microfinance Bank Ongata Rongai Branch

Location: Great Wide Mall, Opp. Tuskys Supermarket, Ongata Rongai.

Phone: 0711 073 523

13. Rafiki Microfinance Bank Wote Branch

Location: Nesa Plaza, Opposite Kenol Petrol station, Machakos-Wote Road

Phone: 0711 073 761

14. Rafiki Microfinance Bank Machakos Branch

Location: Utisi House, Next to Peter Mulei Supermarket, Machakos-Wote Road

Phone: 0711 073 601

15. Rafiki Microfinance Bank Kisumu Branch

Location: Kibuye Market, Jomo Kenyatta Highway, Kisumu

Phone: 0711 073 783

16. Rafiki Microfinance Bank Mbale Branch

Location: Shaonyo’s Building, Kegoye Road, Mbale Town

Phone: 0711 073 640

17. Rafiki Microfinance Bank Likoni Branch

Location: Likoni Ukunda Road, Rafiki building, Mombasa

Phone: 0711 073 705

18. Rafiki Microfinance Bank Mtwapa Branch

Location: Mtwapa, Mombasa-Malindi Highway

Phone: 0711 073 755

19. Rafiki Microfinance Bank Kengeleni Branch

Location: 1st Floor, Kengeleni House , Kongowea Market, Fidel Odinga Road

Phone: 0711 073 721

Victor Matara

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