This is a list of all tier 3 banks in Kenya. The Central Bank Of Kenya has classified commercial banks in Kenya into three categories; Tier 1, Tier 2 and Tier 3. This classification is based on a weighted index of all their net assets, capital, reserves, customer deposits, number of loans and deposit accounts.
According to the 2023 Bank Supervision Annual Report from the Central Bank Of Kenya, 22 commercial banks are categorised as Tier 3 (small banks). These banks command a combined market share of 8.4 per cent.
List Of Tier 3 Banks In Kenya
| Bank | Market size index | |
|---|---|---|
| 1. | HFC Limited
Total Net Assets: Ksh 59,145,971 |
0.8 % |
| 2. | Victoria Commercial Bank Plc
Total Net Assets: Ksh 59,200,750 |
0.7% |
| 3. | Bank of Africa Ltd
Total Net Assets: Ksh 51,723,886 |
0.6 % |
| 4. | Gulf African Bank Limited
Total Net Assets: Ksh 42,125,681 |
0.6 % |
| 5. | Guaranty Trust Bank (Kenya) Limited
Total Net Assets: Ksh 30,112,267 |
0.6 % |
| 6. | ABC African Banking Corporation Ltd
Total Net Assets: Ksh 41,775,949 |
0.5 % |
| 7. | Sidian Bank Ltd
Total Net Assets: Ksh 44,738,527 |
0.5 % |
| 8. | Habib Bank AG Zurich
Total Net Assets: Ksh 36,125,057 |
0.4 % |
| 9. | DIB Bank Kenya Ltd
Total Net Assets: Ksh 26,489,664 |
0.4 % |
| 10. | UBA Kenya Bank Ltd
Total Net Assets: Ksh 31,209,553 |
0.4 % |
| 11. | Premier Bank Kenya Ltd
Total Net Assets: Ksh 23,304,561 |
0.3 % |
| 12. | Credit Bank PLC
Total Net Assets: Ksh 25,721,643 |
0.3 % |
| 13. | CIB Kenya Bank Limited
Total Net Assets: Ksh 17,543,453 |
0.3 % |
| 14. | Kingdom Bank Kenya Limited
Total Net Assets: Ksh 36,720,398 |
0.3 % |
| 15. | Development Bank of Kenya Ltd
Total Net Assets: Ksh 18,840,315 |
0.3 % |
| 16. | Guardian Bank Limited
Total Net Assets: Ksh 15,853,010 |
0.3 % |
| 17. | M-Oriental Bank Kenya Ltd
Total Net Assets: Ksh 13,859,858 |
0.2 % |
| 18. | Middle East Bank (K) Ltd
Total Net Assets: Ksh 18,848,303 |
0.2 % |
| 19. | Paramount Bank Ltd
Total Net Assets: Ksh 15,439,383 |
0.2 % |
| 20. | Access Bank (Kenya) PLC
Total Net Assets: Ksh 17,119,500 |
0.2 % |
| 21. | Consolidated Bank of Kenya Limited
Total Net Assets: Ksh 15,209,512 |
0.2 % |
| 22. | Spire Bank Limited
Total Net Assets: Ksh 2,882,182 |
0.1 % |
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