List Of Thamani Sacco Branches In Kenya

This is a list of Thamani Sacco branches in Kenya. Thamani Sacco, formerly Nithi Tea Growers Sacco is a cooperative society registered under Cooperative Act Cap 12 of 1997 with a mandate of mobilisation of members’ savings and availing credit to them.

The society operated Back Office Service Activities until September 2000, when it opened Front Office Services (FOSA) and it changed the common bond of being a tea grower in order to allow people from other agricultural undertakings and business enterprises to become members.

The Sacco was licensed by SASRA in October 2011 as a deposit-taking Sacco. With an asset base of 0.76 billion, it is one of the largest deposit-taking Saccos in Kenya.


For one to become a member, he/she must meet the requirements outlined below.

  • Should be undertaking agriculture/commercial activity.
  • Must have attained the minimum age of 18 years.
  • Must be of sound mind and a good character.

Thamani Sacco Products and Services

1. FOSA Products

All accounts can be opened by any person who is 18 years and above and a photocopy of ID. Front Office Service Activities (FOSA) include the following accounts and loans.


  • Thamani junior account.
  • Education account.
  • Savings account.
  • Fixed deposit account.
  • Business account.


  • Monthly crop advance/ bonus advance/ special advance.
  • Coffee improvement loans.
  • Milk advance.
  • Salary advance.

2. BOSA Products

Back Office Service Activities (BOSA) include the following activities.

  • School fees loan.
  • Production loans based on tea crop proceeds.
  • Pig rearing loan.
  • Biashara loan.
  • Group loan/ microcredit.
  • Investment loan.
  • Development loan.
  • Emergency loans.
  • Dairy cow financing loan/ milk loan.
  • Personal loan for employees in local institutions.
  • Motorbike financing loans.

Other Services

  • Money transfer.
  • Bankers cheque.
  • Cheque deposits for clearance.
  • NHIF facility.
  • Processing all payouts.
  • Safe custody services of title deeds, marriage certificate and logbooks.

List Of Thamani Sacco Branches In Kenya

1. Head Office

Location: Chuka Town.

Contact: 064 563 0545.


2. Chogoria Branch

Contact: 0770 622 116.

3. Kibugua Branch

Contact: 0770 622 021.

4. Marima Sacco

Contact: 0770 621 921.

5. Chuka Town Centre Branch

Contact: 0770 622 018.

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