This is a list of products offered by Xplico Insurance and its branches in Kenya. It is one of the 56 licensed insurance companies in Kenya by the Insurance Regulatory Authority. The company has been operating in Kenya since 2010 primarily offering motor and corporate insurance.
Xplico Insurance Products
Motor Insurance Products
1.Boda Boda Insurance
- Comprehensive – It covers loss of or damage to the motorcycle and its accessories and spare parts, including any liability that the insured may be legally liable to pay.
- Third-Party Fire & Theft – It covers loss of or damage by fire to the motorcycle and its accessories and spare parts including any accessories and spare parts including any liability that the insured may be legally liable to pay.
- Third-Party Only – It covers liability that the insured may be legally liable to pay through the use of the motorcycle.
2.Tuk Tuk Insurance
- Comprehensive – It covers loss of or damage to the TukTuk and its accessories and spare parts, including any liability that the insured may be legally liable to pay.
- Third-Party Fire & Theft – It covers loss of or damage by fire to the Tuk Tuk and its accessories and spare parts including any accessories and spare parts including any liability that the insured may be legally liable to pay.
- Third-Party Only – It covers liability that the insured may be legally liable to pay through the use of the Tuk Tuk.
3.PSV Matatu Insurance
It is a custom-fit Third-Party policy that covers the liability that the insured may be legally liable to pay through the use of the motor vehicle
4. Motorcycle Insurance
Classes
- Comprehensive – It covers loss of or damage to the motorcycle and its accessories and spare parts, including any liability that the insured may be legally liable to pay.
- Third-Party Fire & Theft – It covers loss of or damage by fire to the motorcycle and its accessories and spare parts including any accessories and spare parts including any liability that the insured may be legally liable to pay.
- Third-Party Only – It covers liability that the insured may be legally liable to pay through the use of the motorcycle.
5.Motor Commercial Insurance
This policy provides cover for motor commercial vehicles against accidental damage, fire, theft, and third-party liability.
Classes
- Comprehensive – It covers loss of or damage to the motor vehicle and its accessories and spare parts, including any liability that the insured may be legally liable to pay.
- Third-Party Fire & Theft – It covers loss of or damage by fire to the motor vehicle and its accessories and spare parts including any accessories and spare parts including any liability that the insured may be legally liable to pay.
- Third-Party Only – It covers liability that the insured may be legally liable to pay through the use of the motor vehicle.
6.Motor Private Insurance
This policy covers loss or damage to the vehicle and its accessories including legal liability to third parties and passengers in respect of death or bodily injury arising from the use of the motor vehicle.
Classes
- Comprehensive – It covers loss of or damage to the motor vehicle and its accessories and spare parts, including any liability that the insured may be legally liable to pay.
- Third-Party Fire & Theft – It covers loss of or damage by fire to the motor vehicle and its accessories and spare parts including any accessories and spare parts including any liability that the insured may be legally liable to pay.
- Third-Party Only – It covers liability that the insured may be legally liable to pay through the use of the motor vehicle.
b) Corporate Insurance Products
1. Travel Insurance
It is designed to cover individuals and groups traveling internationally, regionally, and domestically. It provides coverage for medical expenses, trip interruption, emergency, and travel services, cancellations, baggage losses, and accidental death insurance.
2.Fire and Allied Perils Insurance
The policy covers you against the cost of overheads and the loss of profits arising from damage such as floods, fire, and all allied perils including earthquake, riot, strike, and civil commotion.
3.Burglary Insurance
It provides cover against loss or damage by theft involving entry to or exit from a building by forcible and violent means or any attempted threat.
4. Bonds Insurance
It guarantees that compensates the third parties against loss suffered as a result of failure of the insured to perform the task described.
Classes of Bonds:
- Performance Bonds – They are used when a contractor fails to complete contractual work.
- Immigration/Security Bonds – They are issued to non-citizens whose conduct the insurer guarantees.
- Customs/Import Bonds – These guarantees that dutiable goods on which duty has not been paid do not find their way into the local market before duty is paid. Duty has first to be paid before such goods are sold in the market.
5.Machinery Insurance
This policy indemnifies the insured against financial loss resulting from machinery breakdown.
6.Contractors All Risk Insurance
This is an “All Risks” cover available to contractors that will offer protection destruction or damage the contract works, contractor’s plant & machinery, and materials on site.
Scope of cover
- Fire and allied perils.
- Accidental damage.
- Burglary and Malicious.
- Collapse, collision, impact, theft, malicious damage.
- Damage due to faults in design, materials, workmanship.
- Maintenance.
- Third-Party Liability.
7. Professional Indemnity
This policy offers protection against legal costs and loss from a claim of alleged negligent acts, errors, or omissions in the performance of your professional services.
8. Goods In Transit
It covers loss or damage to goods and/or merchandise whilst in the course of transit by the method of transit specified from the time of leaving the insured’s premises until finally delivered to consignee including loading, temporary housing in the course of transit or unloading all within the territorial limits stated in the schedule.
List of Xplico Insurance Branches in Kenya
1. Xplico Insurance Head Office
Location: Park Place, 2nd Avenue, 5th Floor, Parklands, Off Limuru Road
Contact: +254700111999, +254700111999
2. Xplico Insurance Njegi Branch
Location: Njengi House, 7th Floor, Tom Mboya Street
Contact: 020 222 3874
3. Xplico Insurance Development House Branch
Location: Development House, 4th Floor, Room 409
Contact: 020 03316001
4. Xplico Insurance Veteran House Branch
Location: Veteran House Branch, 5th Floor, Moi Avenue
Contact: +254714410259
5. Xplico Insurance Nakuru Branch
Location: Ereto Plaza, 4th Floor
Contact: 051 2210652
6. Xplico Insurance Thika Branch
Location: 3rd Floor, Pushpa Plaza, Nkrumah Road, Kwame Nkrumah Rd
Contacts: 0755666637 , 0718 165247
7. Xplico Insurance Eldoret Branch
Location: Imperial Court, Mezzanine Wing A
Contact: 053- 2033090
8. Xplico Insurance Meru Branch
Location: Edfri House 2nd Floor, Room 2A
Contacts: 020-31 777, 064 31777
9. Xplico Insurance Mombasa Branch
Location: Mombasa Trade Centre, South Wing, Suite 104
Contact: 041 2220632
10. Xplico Insurance Kakamega Branch
Location: Tusky’s Mega Mall, 2nd Floor
Contact: 0755 666 604
11. Xplico Insurance Isiolo Branch
Location: Bashe Guest House Building Opp Japan Garage
Contacts: 0723 832 845, 0726 030 634, 0723-286 566
12. Xplico Insurance Machakos Branch
Location: KCB Building, Mumbuni North, Machakos
Contact: 044 2020879
