On this post, we look at the Mpesa tariff guide for 2020 i.e withdraw and sending charges. Mpesa is a mobile money transfer service that was launched in 2007 by Vodafone for Safaricom; the largest mobile network operator in the country. Mpesa enables one to send money within Kenya and all over the world.
To register for Mpesa, you will need to visit an Mpesa agent and present a mobile phone with a Safaricom SIM card and a valid Identification document (National ID, Kenyan Passport, Foreign Passport, Kenya Military ID or a Kenyan Foreigner Certificate). The whole process is free of charge.
The maximum amount you can transact daily using Mpesa is Ksh 140,000 i.e Ksh 70,000 per transaction while the maximum amount your Mpesa account can hold is Ksh 100,000 and the least you can withdraw is Ksh 50.
Below is the Mpesa Tariff guide for 2020
1.Mpesa Withdrawal Charges For 2020
Range |
Charges |
1- 49 |
N/A |
50 – 100 |
10 |
101- 500 |
27 |
501- 1,000 |
28 |
1001- 1,500 |
28 |
1,501- 2,500 |
28 |
2,501 – 3,500 |
50 |
3,501- 5,000 |
67 |
5,001- 7,500 |
84 |
7,500- 10,000 |
112 |
10,0001- 15,000 |
162 |
15,001- 20,000 |
180 |
20,001- 35,000 |
191 |
35,0001- 50,000 |
270 |
50,001- 70,000 |
300 |
2. Mpesa Transfer Charges For 2019 (Registered users)
Range |
Charges |
1- 49 |
Free |
50 – 100 |
Free |
101- 500 |
11 |
501- 1,000 |
15 |
1001- 1,500 |
26 |
1,501- 2,500 |
41 |
2,501 – 3,500 |
56 |
3,501- 5,000 |
61 |
5,001- 7,500 |
77 |
7,500- 10,000 |
87 |
10,0001- 15,000 |
97 |
15,001- 20,000 |
102 |
20,001- 35,000 |
105 |
35,0001- 50,000 |
105 |
50,001- 70,000 |
105 |
3. Mpesa Transfer Charges To Other Mobile networks i.e Telkom and Airtel
Range |
Charges |
1- 49 |
N/A |
50 – 100 |
N/A |
101- 500 |
11 |
501- 1,000 |
15 |
1001- 1,500 |
26 |
1,501- 2,500 |
41 |
2,501 – 3,500 |
56 |
3,501- 5,000 |
61 |
5,001- 7,500 |
77 |
7,500- 10,000 |
87 |
10,0001- 15,000 |
97 |
15,001- 20,000 |
102 |
20,001- 35,000 |
105 |
35,0001- 50,000 |
105 |
50,001- 70,000 |
105 |
4. Mpesa Transfer Charges To Unregistered Users
Range |
Charges |
1- 49 |
N/A |
50 – 100 |
N/A |
101- 500 |
45 |
501- 1,000 |
49 |
1001- 1,500 |
59 |
1,501- 2,500 |
74 |
2,501 – 3,500 |
112 |
3,501- 5,000 |
135 |
5,001- 7,500 |
166 |
7,500- 10,000 |
205 |
10,0001- 15,000 |
266 |
15,001- 20,000 |
288 |
20,001- 35,000 |
309 |
35,0001- 50,000 |
N/A |
50,001- 70,000 |
N/A |
5. ATM Withdrawal Charges
Range |
Charges |
200- 2,500 |
34 |
2,501- 5,000 |
67 |
5,0001- 10,000 |
112 |
10,001- 20,000 |
197 |
Other transactions such as Mpesa registration , buying airtime, balance enquiry, and change of Mpesa Pin are free of charge.