Mpesa Withdrawal Charges 2022

Below is a comprehensive table showing Mpesa withdrawal charges from agents as of 2022. Before you carry out any transaction, you must acquaint yourself with the following Safaricom requirements.

  • Maximum Account Balance is KSHs.300,000
  • Maximum Daily Transaction Value is KSHs.300,000.Maximum per transaction is KSHs.150,000
  • You cannot withdraw less than KSHs.50 at an M-PESA agent outlet
  • To transact, your Safaricom line and M-PESA account must be active
  • At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account
  • You earn Bonga points when you transact on M-PESA.
  • To register or transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID, Passport, Military ID or Alien ID/Foreigner Certificate

1. Mpesa Withdrawal Charges For 2022

​​

Range

​​ 

Charges

​​ 

​​ 

1- 49

​​ 

N/A

​​ 

50 – 100

​​ 

10

​​ 

101- 500

​​ 

27

​​ 

501- 1,000

​​ 

28

​​ 

1,001- 1,500

​​ 

28

​​ 

1,501- 2,500

​​ 

28

​​ 

2,501 – 3,500

​​ 

50

​​ 

3,501- 5,000

​​ 

67

​​ 

5,001- 7,500

​​ 

84

​​ 

7,500- 10,000

​​ 

112

​​ 

10,0001- 15,000

​​ 

162

​​ 

15,001- 20,000

​​ 

180

​​ 

20,001-​​ ​​ 35,000

​​ 

191

​​ 

35,0001-​​ ​​ 50,000

​​ 

270

​​ 

50,001- 150,000

​​ 

300

2. Mpesa Transfer Charges For 2022 (Registered users) 

​​

Range

​​ 

Charges

​​ 

​​ 

1- 49

​​ 

Free

​​ 

50 – 100

​​ 

Free

​​ 

101- 500

​​ 

6

​​ 

501- 1,000

​​ 

12

​​ 

1,001- 1,500

​​ 

22

​​ 

1,501- 2,500

​​ 

32

​​ 

2,501 – 3,500

​​ 

51

​​ 

3,501- 5,000

​​ 

55

​​ 

5,001- 7,500

​​ 

75

​​ 

7,500- 10,000

​​ 

87

​​ 

10,0001- 15,000

​​ 

97

​​ 

15,001- 20,000

​​ 

102

​​ 

20,001-​​ ​​ 35,000

​​ 

105

​​ 

35,0001-​​ ​​ 50,000

​​ 

105

​​ 

50,001- 150,000

​​ 

105

3. Mpesa Transfer Charges To Other Mobile networks i.e Telkom and Airtel 

​​

Range

​​ 

Charges

​​ 

​​ 

1- 49

​​ 

Free

​​ 

50 – 100

​​ 

Free

​​ 

101- 500

​​ 

6

​​ 

501- 1,000

​​ 

12

​​ 

1,001- 1,500

​​ 

22

​​ 

1,501- 2,500

​​ 

32

​​ 

2,501 – 3,500

​​ 

51

​​ 

3,501- 5,000

​​ 

55

​​ 

5,001- 7,500

​​ 

75

​​ 

7,500- 10,000

​​ 

87

​​ 

10,0001- 15,000

​​ 

97

​​ 

15,001- 20,000

​​ 

102

​​ 

20,001-​​ ​​ 35,000

​​ 

105

​​ 

35,0001-​​ ​​ 50,000

​​ 

105

​​ 

50,001- 150,000

​​ 

105

4. Mpesa Transfer Charges To Unregistered Users 

​​

Range

​​ 

Charges

​​ 

​​ 

1- 49

​​ 

N/A

​​ 

50 – 100

​​ 

N/A

​​ 

101- 500

​​ 

45

​​ 

501- 1,000

​​ 

49

​​ 

1,001- 1,500

​​ 

59

​​ 

1,501- 2,500

​​ 

74

​​ 

2,501 – 3,500

​​ 

112

​​ 

3,501- 5,000

​​ 

135

​​ 

5,001- 7,500

​​ 

166

​​ 

7,500- 10,000

​​ 

205

​​ 

10,0001- 15,000

​​ 

265

​​ 

15,001- 20,000

​​ 

288

​​ 

20,001-​​ ​​ 35,000

​​ 

309

​​ 

35,0001-​​ ​​ 50,000

​​ 

N/A

​​ 

50,001- 150,000

​​ 

N/A

5. Mpesa ATM Withdrawal Charges

​​

Range

​​ 

Charges

​​ 

​​ 

200 –​​ 2,500

​​ 

34

​​ 

2,501-5,000

​​ 

67

​​ 

5,001 – 10,000

​​ 

112

​​ 

10,001-​​ 20,000

​​ 

197

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