Safaricom Mpesa Withdrawal and Sending Charges 2022

These are the new Safaricom Mpesa withdrawal and sending charges as of 2022. These rates have been effective since 1st January 2021 according to an announcement made by Kenya’s leading mobile network operator.

1.Mpesa Withdrawal Charges For 2022

​​

Range

​​ 

Charges

​​ 

​​ 

1- 49

​​ 

N/A

​​ 

50 – 100

​​ 

10

​​ 

101- 500

​​ 

27

​​ 

501- 1,000

​​ 

28

​​ 

1,001- 1,500

​​ 

28

​​ 

1,501- 2,500

​​ 

28

​​ 

2,501 – 3,500

​​ 

50

​​ 

3,501- 5,000

​​ 

67

​​ 

5,001- 7,500

​​ 

84

​​ 

7,500- 10,000

​​ 

112

​​ 

10,0001- 15,000

​​ 

162

​​ 

15,001- 20,000

​​ 

180

​​ 

20,001-​​ ​​ 35,000

​​ 

191

​​ 

35,0001-​​ ​​ 50,000

​​ 

270

​​ 

50,001- 150,000

​​ 

300

2. Mpesa Transfer Charges For 2022 (Registered users) 

​​

Range

​​ 

Charges

​​ 

​​ 

1- 49

​​ 

Free

​​ 

50 – 100

​​ 

Free

​​ 

101- 500

​​ 

6

​​ 

501- 1,000

​​ 

12

​​ 

1,001- 1,500

​​ 

22

​​ 

1,501- 2,500

​​ 

32

​​ 

2,501 – 3,500

​​ 

51

​​ 

3,501- 5,000

​​ 

55

​​ 

5,001- 7,500

​​ 

75

​​ 

7,500- 10,000

​​ 

87

​​ 

10,0001- 15,000

​​ 

97

​​ 

15,001- 20,000

​​ 

102

​​ 

20,001-​​ ​​ 35,000

​​ 

105

​​ 

35,0001-​​ ​​ 50,000

​​ 

105

​​ 

50,001- 150,000

​​ 

105

3. Mpesa Transfer Charges To Other Mobile networks i.e Telkom and Airtel 

​​

Range

​​ 

Charges

​​ 

​​ 

1- 49

​​ 

Free

​​ 

50 – 100

​​ 

Free

​​ 

101- 500

​​ 

6

​​ 

501- 1,000

​​ 

12

​​ 

1,001- 1,500

​​ 

22

​​ 

1,501- 2,500

​​ 

32

​​ 

2,501 – 3,500

​​ 

51

​​ 

3,501- 5,000

​​ 

55

​​ 

5,001- 7,500

​​ 

75

​​ 

7,500- 10,000

​​ 

87

​​ 

10,0001- 15,000

​​ 

97

​​ 

15,001- 20,000

​​ 

102

​​ 

20,001-​​ ​​ 35,000

​​ 

105

​​ 

35,0001-​​ ​​ 50,000

​​ 

105

​​ 

50,001- 150,000

​​ 

105

4. Mpesa Transfer Charges To Unregistered Users 

​​

Range

​​ 

Charges

​​ 

​​ 

1- 49

​​ 

N/A

​​ 

50 – 100

​​ 

N/A

​​ 

101- 500

​​ 

45

​​ 

501- 1,000

​​ 

49

​​ 

1,001- 1,500

​​ 

59

​​ 

1,501- 2,500

​​ 

74

​​ 

2,501 – 3,500

​​ 

112

​​ 

3,501- 5,000

​​ 

135

​​ 

5,001- 7,500

​​ 

166

​​ 

7,500- 10,000

​​ 

205

​​ 

10,0001- 15,000

​​ 

265

​​ 

15,001- 20,000

​​ 

288

​​ 

20,001-​​ ​​ 35,000

​​ 

309

​​ 

35,0001-​​ ​​ 50,000

​​ 

N/A

​​ 

50,001- 150,000

​​ 

N/A

5. Mpesa ATM Withdrawal Charges

​​

Range

​​ 

Charges

​​ 

​​ 

200 –​​ 2,500

​​ 

34

​​ 

2,501-5,000

​​ 

67

​​ 

5,001 – 10,000

​​ 

112

​​ 

10,001-​​ 20,000

​​ 

197

Important Notes

  • Maximum Account Balance is KSHs.300,000
  • Maximum Daily Transaction Value is KSHs. 300,000.
  • The maximum per transaction is KSHs.150,000
  • You cannot withdraw less than KSHs.50 at an M-PESA agent outlet.
  • To initiate an Mpesa Reversal, send the transaction confirmation message to 456
  • You earn Bonga points when you transact on M-PESA.
Victor Matara

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