This is a list of products offered by UAP Old Mutual Insurance and its branches in Kenya. It is one of the 56 licensed insurance companies in Kenya by the Insurance Regulatory Authority. UAP and Old Mutual were individual insurance companies before they merged in 2015.
UAP Old Mutual Insurance Products
a) Personal Products
This is an enhanced medical insurance cover that offers both inpatient and outpatient benefits and has flexible packages applicable to individuals, families groups, and SMEs.
Afya Imara County
This is an affordable medical insurance cover with high-quality medical provider networks. This cover caters for both inpatient and outpatient benefits countrywide. It is designed for individuals and families, with up to four inpatient cover limits to choose from and three options for outpatient.
Afya Imara Seniors
This is an enhanced insurance solution that provides health benefits for individuals between the ages of 65 years up to 80 years and offers both inpatient and outpatient. Once an individual joins the scheme, they are covered for life.
Afya Imara Executive
With Afya Imara Executive, you get access to specialized medical attention from private doctors.
Afya Imara Junior
This product covers children from the age of 0 years (after discharge from hospital) up to the age of 18. It is a comprehensive medical cover with both inpatient and outpatient benefits.
This plan is a children’s insurance policy that provides low-cost child healthcare and medical expense cover across Kenya. The product is offered in partnership with Gertrude’s Children’s Hospital. It provides outpatient and inpatient services access to Gertrude’s Children’s Hospital and its satellite clinics.
2. Critical & Severe Injury Insurance
This is a cover that offers protection against the financial costs of medicating specific dreaded diseases, including cancer and heart disease.
3. Life Insurance Cover
The cover provides financial refuge in times of hardship and offers stability to your family and loved ones in the event you die.
Whole of Life
It pays a lump sum amount to your beneficiaries when you pass on.
Accidental Death Cover
The policy pays a lump sum of your cover limit to your beneficiaries, in case you pass on from an accident within a specified period when you pass on after an accident.
It pays the lump sum of your cover limit to your beneficiaries, in case you pass on either through natural causes or accidents within the specified period.
Rafiki Halisi Life Plan
This is a policy that lasts your lifetime and finally pays the lump sum of your cover value to your beneficiaries when you’re gone. Every five years, you will be refunded half the value of the contributions you made.
Jamii Funeral Plan
This plan provides financial support to cater for your/beneficiaries’ funeral expenses.
4. Education Insurance & Saving Plans
Elimika Education Plan
This is an affordable savings plan that allows you to invest as little as KShs 2,500 for up to 21 years and to receive staggered payments to cater for your child’s school fees.
Premier Education Plan
It is a flexible savings plan allowing you to invest a minimum of KES. 7, 000 for 10 years while giving you access to emergency funds in the short term and staggered payments in the long term to cater for your child’s school fees.
5. Personal Accident Insurance Cover
This is a 24-hour comprehensive insurance cover that protects you in the event of injuries, disability, or death as a result of an accident.
It is a flexible personal accident cover for kids between 3 and 18 years.
6. Motor Private Cover
Third-party and fire
This cover repairs or replace the vehicle or its parts in case of loss or damage and cover 3rd party legal liability
It provides compensation for legal liability on 3rd party.
It provides compensation for legal liability on 3rd party bodily injury, death, and damage of property loss in case of fire.
7. Home & Domestic Insurance
This is a comprehensive insurance package that ensures peace of mind in the comfort of your home. It compensates for loss or damage to your building and the contents, medical expenses from injuries or illnesses, to the domestic workers employed in your private residence, costs arising from legal liabilities due to accidental bodily injuries and, loss, or damage to property.
It also provides cover against loss of or damage to items that you normally use outside your house such as mobile phones, laptops, jewelry.
It is a unique, innovative policy that provides safety for your property, possessions, family, domestic house helps, and a cover against liabilities. It covers you against loss of, or damage to your house, the contents, and personal effects because of fire, theft, and other accidental occurrences. The policy also provides cover to common areas like swimming pools, perimeter walls, corridors, lighting, and equipment.
On top of that, it provides cover for liability. This includes personal and legal liability to the general public, legal expenses from lawsuits by your domestic employees, and work-related medical expenses for your employees.
8. Travel Insurance
It provides protection against unforeseen circumstances while on your trip. It covers cover expenses arising from loss of luggage or journey cancellation due to illness, injury or death, costs of any emergency medical attention, legal obligations, and repatriation.
9. Golf Insurance
It provides you with a cover against accidents on the golf course or within the club premises. Aside from that, our policy also protects you from the aftermath of unusually good luck such as a hole-in-one.
10.Disability Insurance & Loss Protection Cover
It provides cover against loss of income due to accidental physical harm, to help you cater for adjustments in your lifestyle.
11.Personal Savings Solutions
Premier Savings Plan
This plan enables you to save Ksh 7,000 per month and use your savings plan as collateral to secure loans.
This plan enables you to set up a savings plan and get a life cover, ten times the value of your contribution.
4. Group Life Assurance
It provides covers for mid-sized, large specialty, and complex risks.
- Clinical Trials – covers all sums that you shall become liable to pay as damages or compensation and claimants’ costs and expenses in respect of any Claim made by the research participants for bodily injury caused by an occurrence happening within the trial duration.
- Event Cancellation – covers you against the costs and expenses sunk into organizing an event following cancellation, abandonment, postponement, interruption, or relocation. You have the liberty to extend the cover to include loss of profits, personal accident for the organizers, and Public Liability.
- Bonds & Guarantees – the policy guarantees payment of interest and premium on purchasing bonds of various types ranging from the bid or tender security bonds, immigration bonds, customs bonds, advance payment bonds, and performance bonds.
- Kidnap & Ransom – It is a specialized policy for high net worth individuals working in risky areas. The policy covers the risks of kidnap, extortion, wrongful detention, and hijacking. With this cover, you get reimbursed for the cash and, or items surrendered to meet a ransom demand.
- Prize indemnity – It is a highly tailored compensation policy cover, for competitions where the participants are offered a chance to win jackpot prizes. The cover is available for Draw Based Games Played Online or via a Mobile Device.
- Oil & Gas Projects- The policy is designed to provide coverage for the various risks players in the oil and gas industry may be exposed to. Cover ranges from drilling to the servicing phases and even manufacturing of machinery parts.
- Engineering Mega Risks- It is suitable for high-value construction and, or erection projects such as multi-storeyed buildings, ports, railway lines, and power plants. The cover protects the project works, liabilities to third parties and personnel involved during the project phase all through to the operational phase.
9. Marine Cargo Insurance
13. Umbrella Scheme
- The Employer can transfer in any accumulated savings for the accrued past service for staff and save on PAYE tax (currently at KES 240,000 per year)
- The Employer will not need to appoint a board of Trustees hence all the staff can concentrate on the employer’s core business.
- Your staff can use up to 60% of their accumulated pension savings as collateral for a mortgage loan.
3. UAP Old Mutual Insurance Queensway Branch
7. UAP Old Mutual Insurance Nyeri Branch
8. UAP Old Mutual Insurance Meru Branch
9. UAP Old Mutual Insurance Machakos Branch
11. UAP Old Mutual Insurance Eldoret Branch
14. UAP Old Mutual Insurance Bungoma Branch