Wakulima Commercial Sacco Membership Eligibility & Requirements

This article focuses on Wakulima Commercial Sacco membership eligibility and requirements. Wakulima Commercial Sacco was formerly known as Wakulima Dairy Sacco Limited.

It was registered on 24th September 2003 under the Ministry of Co-operative Development and Marketing, with an objective of offering financial assistance to dairy farmers of the entire Mukurwe-ini region.

Currently, the Sacco has over 15,000 active members and an asset base of 0.84 billion. It strives to be the best financial institution in the region.

Wakulima Commercial Sacco Membership Eligibility

The Sacco’s membership is mainly drawn from;

  • Dairy farmers.
  • Coffee farmers.
  • Salaried people.
  • Other sectors of the economy.

Wakulima Commercial Sacco Membership Requirements

  • Duly filled membership application form. The form can be downloaded from the Sacco’s website.
  • A copy of identification document.
  • 2 passport size photos.
  • Kshs 200 account activation fee.
  • A copy of KRA PIN certificate.
  • Have an active savings account.
  • Pay Kshs 200 shares registration fee.
  • Purchase a minimum of Kshs 50 nominal shares with Kshs 100 each.
  • Have at least one referee.

Wakulima Commercial Sacco Products


  • Savings account.
  • Group account.
  • Junior account.
  • Fixed deposit account.
  • Business current account.


(i). Agricultural Loans

  • Dairy loan.
  • Kilimo bora loan.
  • Mazingira bora loan.
  • Fanikisha kahawa loan.

(ii). Business Loans

  • Development loan.
  • Imarika loan.
  • Jijenge imara loan.
  • Institutional loan.
  • Insurance premium loan.
  • Micro-finance loan.
  • Emergency loan.
  • Salary loan.
  • School fees loan.


(i). Wakulima Fastcash

  • Enables active customers to access services through their mobile phones at their convenience.

(ii). Mobile Deposit

  • It is available on Mpesa paybill via business number 7082099.

(iii). Wandasa Insurance

  • The Sacco has partnered with Wadasa Insurance Agency to provide suitable insurance solutions that meet the needs of customers.

(iv). Saccolink ATM Services

The Sacco has partnered with Co-operative Bank to provide services such as;

  • Cash withdrawals.
  • Cash deposit.
  • Balance enquiry.
  • Utility payments.
  • Mini-statement.

Wakulima Commercial Sacco Contacts

Head Office: Wakulima Building, Mukurwe-ini.

Contact: 0700 146 398.

Zack Abuyeka

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